No, requesting a RateEstimate will not affect your credit score.

When you request a RateEstimate, RateSetter Australia Pty Limited will request your credit file as an ‘access seeker’ from Equifax and/or Illion. This request will only be visible to you and other access seekers, will not be visible to credit providers, and will not affect your Equifax or Illion credit score.

If you apply for a RateSetter loan, RateSetter Australia RE Limited will submit a credit enquiry and request your credit file from Equifax and/or Illion. A credit enquiry may affect your Equifax and/or Illion credit score.

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