The first step in your RateSetter journey is to get a RateEstimate. This takes 1 minute, and is completely without obligation. If you like what you see, complete a full application online in minutes.

After submitting your application, if you have provided all the information we require we can ordinarily provide lending decision within 1 working day.

Funds will typically be transferred to your account on the next business day after you have accepted the loan terms and conditions.