Our fee structure includes:

1. One Annual Rate

2. One Credit Assistance Fee, payable to RateSetter for assisting with your loan

Importantly, these fees and charges are added to your requested loan amount, so the effect of these fees is included in the monthly repayment amount and comparison rate you are displayed when you receive a RateEstimate.

Although your RateEstimate includes our best estimate of fees that may apply, it's important to remember that these could change as we assess your loan application in more detail.

When you request a RateEstimate we will provide you with an estimate of all the fees and charges that would apply to your RateSetter loan.