When assessing an application we are looking for evidence of how suitable the loan is to your current circumstances and the purpose for which you require funds. Among other things we'll assess employment stability, income, expenses, and your record as evidenced by bank statements, credit bureau information, and other details you communicate to us.

Unfortunately we are unable to discuss the specific reasons why a loan application may have been declined. In making a decision we consider a number of factors, including your credit file as provided to us by Veda, our credit bureau partner. If you would like more information regarding your file, you should contact Veda directly.