Individuals, companies, and trusts (including SMSF trusts) can lend with RateSetter. We also permit the registration of joint accounts.

To lend as an individual (or as part of a joint account) with RateSetter in Australia you must have an Australian bank account and be at least 18 years of age. We will also need to be able to confirm your identity. We can usually do this automatically, but occasionally we will have to confirm details with you directly.

All lenders are responsible for paying any relevant taxes on any interest earned through RateSetter.