You can elect to automatically reinvest interest and/or principal as it is received. To access your reinvestment settings, login to your RateSetter Account, then click ‘Reinvestment settings' in the left hand menu.

You are able to select:

  • The lending market into which your reinvestments are made
  • Whether the full payment is reinvested, or just the capital amount
  • Whether your reinvestment is at the market rate or at a specific interest rate (selecting the market rate option will help to ensure your funds are re-invested relatively quickly)

The minimum funds in your holding account for an order or re-investment to be effected is currently $10.