Your investment may be impacted in the event that RateSetter Australia becomes insolvent or goes into administration. However, in such circumstances, the loan contracts made with borrowers would still be legally valid and borrowers would need to continue to make any scheduled payments to you.

In addition, RateSetter Australia has a plan in place to administer those payments and manage the wind-down of the RateSetter Lending Platform. We believe it is very important for any peer-to-peer lending operator to have such a plan in place.