RateSetter interest rates typically start at under 3.5% per annum (for loans with terms of 2 years or less), but your specific interest rate may vary depending on the amount you wish to borrow, your desired loan term, and the rates that RateSetter lenders have selected in our peer-to-peer lending markets.

You can discover your estimated rate with a 1 minute RateEstimate. This won’t impact your credit score.

A RateEstimate is free and carries no obligation. If you request a RateEstimate, we’ll ask you a few questions so we can make an initial assessment on your borrowing potential and your likely interest rate.

Get your RateEstimate now